If Congress can’t get something as simple as protecting the consumers against predatory credit card companies, how can we expect them to do any better with a multi trillion dollar Health Care reform. Congress voted for a humungous “loophole” in the bill by delaying the implementation of the consumer protection part of the bill for 6 months and somehow overlooked the fact that the banks and credit card companies would do just what they are doing in that time frame, screwing the card holders. Why do we keep reelecting these people??