I read a very good article in the November 12th issue of the Wall Street Journal Opinion Section. Titled, 'What health reform will do to my insurance' written by Andrew Heinze. Below are a few quotes from the article written by Heinze.

'I'm a registered Democrat living in New York City, and I buy my own health insurance. But now, having seen the health-care reform bill that passed the House, I'm preparing for life without health insurance. And unless I'm the only person covered under the Empire Blue Cross/Blue Shield "Tradition Plus" plan, a lot of other people will end up just like me, uninsured.'

'I will gain one thing, though—an annual fine for losing my insurance. The exact amount of that fine isn't clear yet, but so far it looks like I'll be paying about the same amount—$2,000 a year—for having no insurance as I do now for having it.'

Heinze goes into specifics in his article, articulating his claims with facts having read the current health reform bill passed by congress.

I would encourage you to look up the article at the Wall Street Journal and read the article for yourselves. It is well written, Heinze appears to be honest with his findings and he is giving us fair warning of what might be coming down the road from millions of us and it does not look good.

Even though many of us do not have the health insurance plan that Heinze mentions. I suspect that many other self-insured people will fall into the same catagorie as Heinze, uninsured and paying fines.